Friday, April 1, 2011

We're Debt Freeeeee!!!!! (except our house)

Sometime at the end of 2010, Alex and I started listening to The Dave Ramsey show on the radio. Then I bought Dave's book, The Total Money Makeover, on cd along with a cd about cash flow from his Financial Peace University for Alex for Christmas. We started using a cash envelope budgeting system in February and as of March 30th, we've paid off a car, a motorcycle and a credit card. Now we only have a mortgage and are working on saving up 6 months of living expenses. We're (practically) debt free!!!! It feels so wonderful! If you've never read The Total Money Makeover, I highly recommend it. It's geared more towards people with tons of debt, but so many of his principles apply no matter what state your finances are in. I'm so excited to see where we go from here! We have so many ideas swirling around in our heads. Now, to figure out how to fit some money in the budget for curtains...

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